I. About Privacy (effective February 1, 2006 )

Your privacy is important to Horn and Associates Inc. (Horn and Associates Inc.), as is your trust in Horn and Associates Inc. products and services. We want you to know that the information you share with us will be treated with care.

Horn and Associates Inc.’s Privacy Statement for U.S. Consumers lets you know how we handle personally identifiable information you share with Horn and Associates Inc. through HornandAssociatesInc.com; at events; on through email; and through our customer call center. It also applies to information about you we obtain from Horn and Associates Inc. affiliates.

The information you share with us may be used by Horn and Associates Inc. It may be used by our suppliers exclusively to provide services for Horn and Associates Inc., and by our business partners to conduct joint marketing programs with Horn and Associates Inc. We will not share your personal information with third parties other than these, or with any third party for their independent use without your permission.

II. Horn and Associates Inc.’s Privacy Statement for U.S. Consumers ("Privacy Statement")

       Table of Contents

• Scope
• Information Collection
• Uses
• Cookies and Other Tracking Devices
• Information Security
• Privacy Inquiries
• Changes to the Privacy Statement

Scope
This Privacy Statement explains how we handle personal information you share with Horn and Associates Inc. businesses in the United States . We may obtain this information through Horn and Associates Inc. web sites; at events; via email and sweepstakes entry forms; and through our customer call center. It also applies to information about you Horn and Associates Inc. obtains from Horn and Associates Inc. affiliates and other sources such as companies that provide lists of potential apparel purchasers.

Horn and Associates Inc.com
All pages on Horn and Associates Inc.com are covered by this Privacy Statement.

Information Collection

Horn and Associates Inc. may obtain information about you in a number of ways: For example, our web sites, emails, sweepstakes entries, and other public sources. While you may use Horn and Associates Inc.’s web sites to learn about our products and services without disclosing any information about you, we may ask you to provide us with personal information including:

•   contact information (name, address, city, state and zip code, email address, and telephone number)
•   demographic information (age range, marital status, household composition, etc.)
•   non-credit related marketing profile information (when you plan to purchase apparel; the item in which you’re interested, etc.)

Business Reply Cards and sweepstakes entries you complete at an event or in response to a marketing mailing we send may also ask you to answer some of these same questions so we can tailor what we send to you to your specific interests.

In addition, our Horn and Associates Inc. affiliates and other sources such as those that provide lists of potential apparel purchasers may give the information they have regarding you or your apperal to us so that we may serve your needs better.

Uses
Information about you or your apparel may be used to respond to your requests for product brochures, to customize and improve communication content, or for marketing or product research. It may also be used to provide you with helpful offers and information on Horn and Associates Inc. products and services.

We may share information about you and your apparel within Horn and Associates Inc. and with our affiliates. Horn and Associates Inc. may also share personal information collected (such as name, mailing address and email address) with our suppliers for the exclusive purpose of providing services for us (for example, mailing information in response to your request for a apparel brochure) and with our business partners to conduct joint marketing programs with Horn and Associates Inc.

Horn and Associates Inc. will not share information about you or your apparel with any third party for their independent use without your permission. We will not sell your information to any company.

You may choose to forward information from our web site or emails to another person. Email addresses submitted to our refer a friend program, will not be captured for later use in marketing unless that person consents.

We may disclose information about you or your purchases as required by law, in conjunction with a government inquiry, or in litigation or dispute resolution.

Cookies and Other Tracking Devices
We may use cookies and other tracking devices on our web site. Using cookies on our sites provides benefits to you, such as allowing you to maintain your account login information between visits. The use of cookies also allows us to measure site activity to provide a better user experience. Cookies and other tracking devices may be used to tell us the time and length of your visit, the pages you look at on our site, the site you visited just before coming to ours, and the name of your Internet service provider.

We may use third parties to serve Horn and Associates Inc. advertisements on other web sites. In serving Horn and Associates Inc. advertisements, these companies may use cookies and other tracking devices to collect certain information about your visits to other web sites (such as browser type, IP address, which page was visited, and time of day). This information may be used to evaluate our online advertising campaigns or to tailor promotions and other marketing messages to you.

You may elect to refuse cookies. Please refer to your browser Help instructions to learn more about cookies and how to manage their use.

Outside Links
This site may contain links to third party sites not controlled by Horn and Associates Inc. or covered by this privacy statement, such as those belonging to independent product review sites. We recommend that you check the privacy statement of other sites you visit before providing any personal information. Generally we will tell you as you leave our site that another site’s privacy statement applies to any data you share on that site.

Information Security
Horn and Associates Inc. recognizes the importance of safeguarding consumer personal information in Horn and Associates Inc.’s possession from theft, inappropriate use, or improper distribution. Horn and Associates Inc. has security policies and procedures appropriate to the level of confidentiality of that data. It should, however, be recognized that no company can perfectly protect personal information.

Changes
We retain the right to change this Privacy Statement. We will post changes to this page in a timely manner.

This statement is effective as of 2/1/2006 .

III. Your California Privacy Rights

2005 Disclosure

Under California Civil Code Section 1798.83, also known as Senate Bill 27, you are entitled to request and receive, free of charge, a copy of Horn and Associates Inc.’s California Information Sharing Disclosure Notice for the previous calendar year. You may print this page, or call us to request a copy.

California Information-Sharing Disclosure

This Information-Sharing Disclosure Notice reflects the information sharing practices of Horn and Associates Inc. during the previous calendar year with third parties for their own commercial marketing purposes. You will notice that the "third parties" listed in this notice are Horn and Associates Inc. affiliates. These affiliates are listed as "third parties" because, under Senate Bill 27, any business that is a separate legal entity must be listed as a "third party."

Horn and Associates Inc. will not share your personal information with non-affiliated third parties for their independent commercial marketing use without your permission.